COVID-19 Policy Briefings
April 1, 2020
Federal:
You can find guidance on how to utilize the relief funding created in the CARES Act as part of the Paycheck Protection Program here:
State and Local:
The following are new state and local business assistance programs:
- New Jersey: The EDA last week approved about $40 million in grants, loans and loan guarantees to small and mid-size New Jersey businesses, many of which have been ordered to close or drastically scale back their operations as part of the state’s effort to slow the spread of the coronavirus.
- Kalamazoo: The city of Kalamazoo created a $2M fund to help small businesses hurt by coronavirus
The following states have issued new stay-at-home orders:
- Florida: Gov. Ron DeSantis mandated a 30-day stay-at-home order for the state Wednesday, requiring that its nearly 21 million residents stay indoors unless they are pursuing essential services or activities.
The followings states have issued new tax deadline changes:
- New Jersey: New Jersey taxes are now due by July 15, instead of April 15.
- ALL STATES WITH AN INCOME TAX HAVE NOW MOVED THEIR FILING DEADLINE.
March 31, 2020
Federal:
Assistance for Small Businesses
The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.
Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.
For a top-line overview of the program CLICK HERE
If you’re a lender, more information can be found HERE
If you’re a borrower, more information can be found HERE
The application for borrowers can be found HERE
Preserving Jobs for American Industry
The CARES Act assists eligible businesses looking for payroll support to keep Americans working. For more information, CLICK HERE.
Procedures and Applications for Treasury Programs
State and Local:
The following are new state and local business assistance programs:
- California: Gov. Gavin Newsom signed an executive order Monday night delaying by 90 days the deadline for businesses filing tax returns of less than $1 million.
- Detroit: The Detroit Economic Growth Corporation announced a $3.1 million fund to be used to help small businesses in the city survive the immense impact of COVID-19.
- Minnesota: The Minnesota Department of Employment and Economic Development this week announced the implementation of the Minnesota Small Business Loan Guarantee Program. This program is part of a $330 million bill signed by Gov. Tim Walz over the weekend, and provides another option to help small businesses that might be struggling right now.
- Oklahoma City: The Oklahoma City Council on Tuesday approved $5,5 million in assistance to help small businesses weather the coronavirus crisis.
- Pennsylvania: Gov. Tom Wolf announced Wednesday a new relief fund for small businesses struggling during the coronavirus pandemic. The $100 million COVID-19 Working Capital Access Program (CWCA) will provide loans up to $100,000 for businesses with 100 or fewer full-time employees.
- San Diego: Mayor Kevin Faulconer announced a $6 million Small Business Relief Package that will give microloans ranging from $10,000 to $20,000 to local small businesses with 100 or fewer full-time employees
The following states have release new stay-at-home orders:
- Kentucky: Gov. Andy Beshear signed an executive order Monday telling Kentuckians they cannot travel outside the state, with very few exceptions.
- Maine: Gov. Mills issues statewide stay home order
- South Carolina: Gov. McMaster orders ‘non-essential’ businesses to close, coronavirus-related death reported in York Co.
- Texas: Gov. Greg Abbott orders Texans to “minimize” nonessential activity outside their homes
March 30, 2020
State and Local:
The following states are new additions to our list of stay-at-home, shelter-in-place or non-essential business closing orders:
- Arizona: Gov. Ducey issued a stay-at-home order for Arizonans Monday. It begins 5 p.m. on Tuesday and goes through April 30.
- Maryland: Gov. Hogan signed an executive order issuing a ‘stay at home’ directive for the state of Maryland. The order is effective beginning at 8 p.m. Monday night.
- Rhode Island: Gov. Raimondo issued an executive order instructing state authorities to stop drivers with New York plates and order them to self-quarantine for 14 days.
- South Carolina: Gov. Henry McMaster issued an executive order Friday calling for a mandatory quarantine for those coming into the state from areas in the country deemed “hot spots” for the novel coronavirus.
- Virginia: Gov. Ralph Northam announced a stay-at-home order for Virginians on Monday that takes effect immediately.
- Washington, D.C.: D.C. mayor issues order telling Washingtonians to stay home.
The following states are new additions to the the small business assistance programs for businesses impacted by Coronavirus list:
The following states have extended the deadline for filing taxes:
- Alabama: Announced that state income tax filing due date is extended to July 15, 2020. Taxpayers can also defer state income tax payments due on April 15, 2020, to July 15, 2020, without penalties and interest, regardless of the amount owed.
- Arizona: Announced that it has moved the deadline for filing and paying state income taxes to July 15th. The new deadline means taxpayers filing state returns or submitting paying after the previous April 25th deadline will not be assessed late filing or late payment penalties.
- Arkansas: Announced the state tax deadline for individual filers will be extended to July 15, 2020. Corporate tax filers and estimated payment deadlines will remain the same, April 15, 2020
- California: The FTB is postponing until July 15, 2020 the filing and payment deadlines for all individuals and business entities for: 2019 tax returns, 2019 tax return payments, 2020 1st and 2nd quarter estimate payments, 2020 LLC taxes and fees, 2020 Non-wage withholding payments
- Colorado: Extended the income tax payment deadline for all taxpayers until July 15, 2020, without penalty or interest. This is similar to the IRS extension, but applies to any income tax payment, regardless of the amount. Unlike the federal government, the state is not imposing any caps on the amount of tax that can be deferred.
- Connecticut: Announced an extension for certain business taxes by at least 30 days. In addition, the payments associated with these returns are also extended to the corresponding due date in June.
- District of Columbia: Announced that the deadline for taxpayers to file and pay their 2019 individual and fiduciary income tax returns (D-40, D-41, and D-40B), partnership tax returns (D-65), and franchise tax returns (D-20, D-30) is extended to July 15, 2020.
- Indiana: Extended certain state filing and payment deadlines to align with the IRS. Individual tax returns and payments, along with estimated payments originally due by April 15, 2020 are now due on or before July 15, 2020.
- Iowa: Extended the filing and payment deadline for several state tax types, including income tax prompted by COVID19 to provide flexibility. The order extends filing and payment deadlines for income, franchise, and moneys and credits taxes with a due date on or after March 19, 2020, and before July 31, 2020, to a new deadline of July 31, 2020.
- Kansas: Homestead or property tax relief refund claims have been extended for filing 2019 claims to October 15, 2020. Only regular claim forms need to be submitted; no special forms will be required. The deadline is extended for filing 2019 tax returns for Individual Income Tax, Fiduciary Income Tax, Corporate Income Tax and Privilege Tax has been extended to July 15, 2020. This means if the balance due is paid on or before July 15, 2020, no penalty and interest will be imposed.
- Kentucky: The Department of Revenue is extending the 2019 Kentucky income tax return filing due date from April 15, 2020 to July 15, 2020. Late payment penalties will be waived for income tax payments deferred from April 15, 2020 to July 15, 2020. However, interest still applies to the deferred income tax payments because Kentucky law prohibits the waiver of interest.
- Louisiana: Offering guidance for filing and payment extension relief for income and franchise tax returns and payments due on April 15 and May 15, 2020. The due date for these returns and any payments due with the returns is extended to July 15, 2020.
- Maine: The Department of Administrative and Financial Service has extended the State Income Tax Payment Deadline from April 15th to July 15, 2020. This includes any final and estimated Maine income tax payments due by April 15, 2020. Any failure-to-pay penalties and interest will be abated for the period of April 16, 2020, through July 15, 2020.
- Maryland: Taxpayers who take advantage of the federal extension to file their return, now July 15 which is separate from the relief granted to pay their taxes, will continue to be automatically granted an extension on their Maryland tax filings. Extended business-related tax filing deadlines until June 1st to provide relief to small businesses who may be impacted.
- Michigan: The Michigan Department of Treasury is waiving penalty and interest for the late payment of tax or the late filing of return due on March 20, 2020 for sales, use, and withholding payments and returns
- Mississippi: The deadline to file and pay the 2019 individual income tax and corporate income tax is extended until May 15, 2020. The first quarter 2020 estimated tax payment is also extended until May 15, 2020. Penalty and interest will not accrue on the extension period. Withholding tax payments for the month of April are extended until May 15, 2020.
- Missouri: The deadline to file income tax returns has been extended from April 15 to July 15, 2020. Income tax payment deadlines for individual and corporate income returns with a due date of April 15, 2020, are extended until July 15, 2020.
- Montana: Extended the payment and filing deadlines for 2019 individual income taxpayers to July 15 in accordance with the new federal tax filing deadline.
- New Mexico: Announced that New Mexicans will have an extra 90 days to file and pay their 2019 personal income taxes in recognition of the economic hardships many are facing as a result of the COVID-19 pandemic. Taxpayers will have until July 15 to file and pay any taxes due. The deadline for 2019 corporate income taxes will be extended until July 15.
- New York: Announced the state’s income tax filing deadline is being moved to July 15 to comply with the federal government’s decision to push back the filing date due to the corona virus outbreak. The new deadlines are applicable to individuals and businesses. The new deadline would be for filing tax returns and paying taxes owed. No interest or penalties would be charged for either state or federal filers.
- North Carolina: Announced that they are waiving penalties taking into consideration COVID-19. The waiver applies to the failure to timely obtain a license, file a return, or pay a tax that is due between March 15, 2020, and March 31, 2020, if the license is obtained, the return or extension application is filed, or the tax is paid by April 15, 2020.
- North Dakota: Announced Individuals or businesses who are unable to file an income tax return or pay the tax by the April 15th deadline, can file and make payment through July 15, without penalty and interest.
- Ohio: Announced that filing deadlines for the state remains April 15th.
- Oklahoma: Announced that Oklahomans now have until July 15 to file and pay their 2019 state income tax return.
- Oregon: Announced an extension for Oregon tax filing and payment deadlines for personal income taxes and other taxes to July 15, 2020, for all returns due April 15, 2020, and allowing all payments due on that date to be deferred until July 15, 2020, without penalties or interest.
- Pennsylvania: Announced the deadline for taxpayers to file their 2019 Pennsylvania personal income tax returns is extended to July 15.
- Rhode Island: Announced the April 15, 2020, deadline for certain tax filings and tax payments, the Division of Taxation mirrors the federal extensions to July 15 for individual filers.
- South Carolina: Has extended the due date for filing and paying the Hall income tax from April 15, 2020 to July 15, 2020. Taxpayers will have until July 15, 2020, to file returns and make any payments originally due on April 15, 2020.
- Utah: Intends to follow the federal government’s tax filing and payment actions and is planning to extend the tax deadline for individuals to July 15th with no penalties or interest.
- Vermont: Moved the deadline for filing Vermont income tax from April 15 to July 15. Will provide relief to businesses owing Meals and Rooms Tax and Sales and Use Tax by foregoing any penalty or interest for those who are not able to meet the March 25 or April 25 deadlines.
- Virginia: Extended the due date for certain Virginia income tax payments to June 1, 2020 in response to the coronavirus disease for 2019. Taxes eligible for this payment extension and penalty waiver include individual, corporate, and fiduciary income taxes, as well as any estimated income tax payments.
- Washington: Announced it will work with businesses that cannot file or pay their taxes on time due to the COVID-19 outbreak.
- West Virginia: The deadline to file 2019 annual income tax returns for individuals, trusts or estates, and corporations has been extended from April 15, 2020, to July 15, 2020.
- Wisconsin: Wisconsin income tax payment and return due dates are extended to July 15 and will automatically extend time and waive interest and penalties for taxpayers due to COVID-19. This applies to individuals, trusts, estates, partnerships, associations, companies or corporations.
The following states and cities have paused evictions:
- Arizona: Governor Ducey issued an executive order on March 24 temporarily delaying evictions for people impacted by COVID-19 for up to 120 days. The tenant will need to provide documentation and will still be responsible for paying any rent owed.
- Phoenix: Maricopa County Justice Courts will delay eviction hearings until at least early April.
- California: Governor Gavin Newsom issued an executive order that authorizes local governments to pause evictions for renters. The protection is in effect through May 31, 2020, for now. Tenants are still obligated to pay rent, and landlords can still recover rent that is due.
- Connecticut: The state has paused hearings on eviction cases through March 27; however, landlords can still file new eviction cases. Housing advocates have asked for eviction moratoriums.
- Delaware: The Delaware Justice of the Peace has paused all landlord/tenant proceedings through April 16, 2020, to be rescheduled for a date no earlier than May 1, 2020.
- Illinois: Governor J.B. Pritzker issued an executive order pausing enforcement of residential evictions until April 8. The 10th Judicial Circuit has postponed all eviction court cases until April 17 in Peoria, Tazewell, Marshall, Putnam, and Stark counties.
- Chicago: The Circuit Court of Cook County, which has paused eviction cases until April 15th.
- Indiana: On March 20, Governor Eric J. Holcomb issued an executive order pausing evictions and foreclosures until the state of emergency is over. Tenants and homeowners will still be obligated to make up the payments.
- Iowa: Iowa Governor Kim Reynolds has enacted a temporary suspension of some evictions and paused the commencement of foreclosure proceedings and the prosecution of ongoing foreclosure proceedings on residential, commercial, and agricultural real property located in the state of Iowa.
- Kansas: Kansas Governor Laura Kelly signed an executive order on March 20 to order financial institutions to pause both business and residential evictions as well as mortgage foreclosures until May 1.
- Kentucky: Kentucky Governor Andy Beshear has paused eviction cases.
- Louisiana: Louisiana Governor John Bel Edwards announced on March 18 that the state is suspending foreclosures and evictions.
- Maryland: On March 16, Governor Larry Hogan issued an emergency order that stops Maryland courts from ordering the eviction of any tenant who can show that their failure to pay rent is related to the COVID-19 outbreak.
- Massachusetts: The Massachusetts Legislature put out an emergency declaration that prevents evictions by sheriffs and constables as well as foreclosures of residential property.
- Michigan: Governor Gretchen Whitmer issued an executive order on March 20 temporarily halting evictions for nonpayment of rent through April 17. The order allows tenants and mobile home owners to remain in their homes and allows courts to delay eviction-related proceedings.
- Minnesota: The Minnesota Legislature has introduced a bill that includes a moratorium on evictions. The bill blocks rental property owners from filing for eviction for 30 days in places where public health emergencies have been declared.
- New Hampshire: On March 17, New Hampshire Governor Chris Sununu issued an executive order saying that landlords will not be allowed to start eviction proceedings for any tenant unable to pay due to the impact of the coronavirus and that foreclosures will also be frozen.
- New Jersey: New Jersey Governor Phil Murphy issued an executive order on March 19 pausing evictions and foreclosures for 60 days after the state Senate passed a bill to give him the authority to make changes. Murphy has also requested that lending institutions work with borrowers who are experiencing hardship.
- New York: Governor Andrew Cuomo has enacted a three-month suspension of all commercial and residential evictions. The state will also suspend mortgage payments for people who are out of work for 90 days.
- North Carolina: An order from North Carolina Chief Justice Cheri Beasley on March 13 paused all eviction and foreclosure cases for 30 days.
- Pennsylvania: The Pennsylvania Supreme Court has closed all courts and ruled that state residents can’t be evicted from their homes or businesses through April 3.
- Rhode Island: Rhode Island Governor Gina M. Raimondo has announced that state courts will not process any residential or commercial evictions for the next thirty days.
- South Carolina: South Carolina Chief Justice Don Beatty has paused all eviction proceedings in county magistrate court that don’t involve “essential services and/or harm to person or property.”
- Texas: On March 19, the Texas Supreme Court issued an order stopping eviction proceedings for the next 30 days, until April 19. There are exceptions for criminal activity or if the tenants “pose an imminent physical threat.”
- Virginia: The Supreme Court of Virginia has suspended all new eviction cases in the Commonwealth of Virginia for tenants unable to pay rent as a result of COVID-19 through April 6.
- Washington, D.C.: The D.C. Supreme Court has suspended evictions of all tenants and foreclosed homeowners
- Wisconsin: As of March 27, Governor Tony Evers issued an executive order prohibiting landlords from terminating tenancy for failure to pay rent. Both evictions and foreclosures are paused for 60 days.
The following state and local governments have created small business assistance programs for businesses impacted by Coronavirus:
- Atlanta: The Atlanta City Council approved Mayor Keisha Lance Bottoms’ call for a $7 million coronavirus emergency fund that will allocate $1.5 million to small businesses.
- Arkansas: Gov. Asa Hutchinson has announced that the state will use $12 million from Community Development Block Grants and $4 million from the state’s Quick Action Closing Fund to help small businesses struggling during the outbreak.
- Birmingham, AL: The Birmingham Strong Emergency Loan Fund is providing zero-interest, 180-day loans up to $25,000 to small businesses with less than 50 employees.
- Chicago: Mayor Lori Lightfoot revealed a $100 million Chicago Small Business Resiliency Loan Fund that will provide low-interest loans to the city’s struggling small businesses.
- Denver: The city’s business owners can apply for cash grants up to $7,500 as part of Denver Economic Development and Opportunity’s emergency relief program. Denver Mayor Michael Hancock also announced the creation of a $4 million small business relief fund.
- District of Columbia: Mayor Muriel Bowser’s office announced that applications are open for the D.C. Small Business Recovery Microgrant Program, which makes grants available for workers’ wages and benefits, as well as rent and other operating expenses for businesses and nonprofits. The program is also open to self-employed people and independent contractors. The grants run up to $25,000.
- Florida: The Florida Small Business Emergency Bridge Loan Program is providing loans up to $50,000 with 1-year terms to small businesses with two to 100 employees.
- Iowa: Governor Kim Reynolds announced the creation of an Iowa Small Business Relief Program that will allocate grants ranging from $5,000 to $25,000 as well as tax deferrals.
- Kansas: Kansas allocated $5 million for the Hospitality Industry Relief Emergency (HIRE) fund to provide bridge loans to businesses in the hospitality industry. The loans are for up to $20,000 at a 0% rate over a period of 36 months.
- Los Angeles: The city’s Small Business Emergency Microloan Program is offering loans ranging from $5,000 to $20,000 with 0-3% interest rates.
- Maryland: The state’s Department of Commerce released two initiatives for small businesses: a $50 million Emergency Relief Grant Fund that offers grant amounts up to $10,000 and a $75 million Emergency Relief Loan Fund that will provide businesses with 50 or fewer employees loans up to $50,000.
- Massachusetts: Governor Charlie Baker announced a $10 million relief fund for Massachusetts businesses affected by the coronavirus. Funds up to $75,000 are immediately available for companies with fewer than 50 full- and part-time employees.
- Michigan: The Michigan Economic Development Corp. received approval to implement a Michigan Small Business Relief Program that will allocate $10 million in small business grants and $10 million in small business loans to local business owners.
- Minnesota: The state’s Department of Employment and Economic Development will be providing interest-free emergency loans ranging from $2,500 to $35,000 to Minnesota-based businesses in need.
- New Mexico: The New Mexico Economic Development Department created the COVID-19 Business Loan Guarantee Program to aid small businesses seeking emergency loans or lines of credit. The program can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.
- New York City: The NYC Small Business Services is offering businesses with fewer than five employees grants to cover 40% of payroll costs for two months. Businesses with fewer than 100 employees and sales decreases of 25% or more will be eligible for zero-interest loans up to $75,000.
- Philadelphia: The city’s COVID-19 Small Business Relief Fund is providing immediate relief to local small businesses in the form of grants and zero-interest loans.
- Portland: Small businesses located in Portland’s Jade District or Old Town Chinatown are eligible to receive support through the city’s $190,000 emergency fund. Asian and Pacific Islander business owners will be prioritized.
- Rhode Island: Governor Gina Raimondo partnered with Microsoft to provide web-based Microsoft Office applications to Rhode Island small businesses for free for six months.
- Sacramento: The city established a $1 million economic relief fund for businesses that provides 0% interest loans up to $25,000 per business.
- Salt Lake City: Business owners based in the area can apply for 0% interest loans up to $20,000 as part of the city’s emergency loan program.
- San Francisco: Small businesses with fewer than five employees are eligible to receive up to $10,000 for staff salaries and rent.
- Seattle: The city’s Office of Economic Development is providing $1.5 million in grants up to $10,000 to small businesses. The mayor is also deferring tax payments for business-owner candidates and will set up a small-business recovery task force.
- Syracuse: The Syracuse Economic Development Corporation created a $500,000 fund to provide zero-percent interest, 180-day emergency loans up to $25,000 to the city’s small businesses.
- Wisconsin: The Wisconsin Economic Development Corp. launched Small Business 20/20—a $5 million grant program that will give companies with fewer than 20 employees up to $20,000.
The following states have instituted shelter-in-place, stay-at-home orders or large gathering bans:
- Arizona: Gov. Ducey issued a stay-at-home order for Arizonans Monday. It begins 5 p.m. on Tuesday and goes through April 30.
- California: Gov. Gavin Newsom announced a statewide shelter-in-place order Thursday evening.
- Colorado: Gov. Jared Polis has declared a stay-at-home order beginning March 26 and going through April 11. Coloradans must stay at home unless they need to leave for necessary business, according to Polis.
- Connecticut: Gov. Ned Lamont on Friday announced an executive order directing all nonessential businesses and not-for-profit entities in the state to prohibit all in-person functions if they are able to, effective 8 p.m. Monday
- Delaware: Gov. John Carney ordered Delaware residents to stay at home and closed nonessential businesses in the state starting Tuesday at 8 a.m.
- Florida: Gov. Ron DeSantis issued an executive order mandating a 14-day self-quarantine or isolation period for travelers arriving from airports in New York, New Jersey and Connecticut.
- Georgia: Gov. Kemp bans large gatherings, orders shelter in place for ‘medically fragile.’
- Hawaii: Gov. David Ige issued a “stay at home” order for Hawaii residents. The order took effect on March 25 and will last through at least April 30.
- Idaho: Gov. Brad Little issued a stay-at-home order March 25 that went into effect immediately and extends for 21 days.
- Illinois: Gov. J.B. Pritzker on Friday announced a “stay-at-home” order that began Saturday and will last until at least April 7.
- Indiana: Gov. Eric J. Holcomb on Monday told state residents to stay at home starting Wednesday until at least April 7. Other than essential travel, Holcomb is asking “Hoosiers to hunker down.”
- Kansas: The Kansas Department of Health and Environment ordered 14-day quarantines for Kansans who traveled to California, Florida, Illinois, New Jersey, New York and Washington, starting March 23. On Monday, Kelly imposed a statewide ban on gatherings larger than 10, replacing an earlier order that limited groups to 50. She also prohibited trash and recycling companies from canceling or suspending services because of non-payment due to the pandemic.
- Kentucky: Gov. Andy Beshear announced Sunday night that starting at 8 p.m. Monday, all nonessential retail will close to in-person traffic.
- Louisiana: Gov. John Bel Edwards issued a statewide stay-at-home order Sunday beginning at 5 p.m. Monday for non-essential workers and businesses.
- Maryland: Gov. Hogan signed an executive order issuing a ‘stay at home’ directive for the state of Maryland. The order is effective beginning at 8 p.m. Monday night.
- Massachusetts: Gov. Charlie Baker on Monday announced a stay-at-home advisory for all unnecessary activities, starting Tuesday at noon until April 7.
- Minnesota: Gov. Tim Walz signed an executive order Wednesday that directs residents to stay in their homes and limit movement to essential activities.
- Michigan: Gov. Whitmer has issued a “Stay Home, Stay Safe,” executive order for all Michigan residents that will go into effect at 12:01 a.m. Tuesday, lasting for at least the next three weeks.
- Mississippi: Gov. Tate Reeves signed an executive order Tuesday that puts new restrictions on gatherings and restaurants in effort to combat the spread of the coronavirus. The order is effective through April 17.
- New Jersey: New Jersey Gov. Phil Murphy announced Saturday that he would be ordering residents to stay at home, effective at 9 p.m. He also canceled gatherings of any number, including parties, weddings and religious ceremonies.
- New Mexico: Gov. Grisham instituted a stay at home order effective March 24 at 8:00am.
- New York: Gov. Andrew Cuomo on Friday announced that all New York residents must stay home “to the maximum extent possible,” an order that became effective at 8 p.m. Sunday. After facing pressure from city officials and workers, the state is shutting down all construction except work on infrastructure, healthcare facilities and affordable housing.
- Ohio: Gov. DeWine announced a mandate for its residents to stay at home starting 11:59 p.m. Monday until at least April 6.
- Oregon: Gov. Kate Brown on Friday told residents to stay home, calling the directive “both an order and a public awareness campaign.”
- Pennsylvania: Gov. Tom Wolf ordered all “non-life-sustaining” businesses to close Thursday night
- Rhode Island: Gov. Raimondo issued an executive order instructing state authorities to stop drivers with New York plates and order them to self-quarantine for 14 days.
- South Carolina: Gov. Henry McMaster issued an executive order Friday calling for a mandatory quarantine for those coming into the state from areas in the country deemed “hot spots” for the novel coronavirus.
- Virginia: Gov. Ralph Northam announced a stay-at-home order for Virginians on Monday that takes effect immediately.
- Vermont: Gov. Phil Scott issued a “Stay Home, Stay Safe” order which directs all in-person operations and nonessential businesses to close from March 25 until April 15.
- Washington: Gov. Jay Inslee issued a “Stay Home, Stay Healthy” order on March 23, requiring Washington residents to stay at home for the next two weeks.
- Washington, D.C.: D.C. mayor issues order telling Washingtonians to stay home.
- West Virginia: Gov. Justice issued a “stay at home” order, urging all residents to limit travel outside their homes to essential needs.
- Wisconsin: Gov. Tony Evers ordered residents to stay at home, limiting travel to essential needs like going to the doctor, grabbing groceries or getting medication.
March 27, 2020
State and Local:
The following states are new additions to our list of stay-at-home, shelter-in-place or non-essential business closing orders:
- Maryland: The Maryland Department of Education has announced that all public and private child-care programs in the state will close at the end of the day Friday, and that programs would be set up by the state for the children of essential workers.
- Connecticut: Gov. Lamont announced a series of new Executive Orders, banning groups of more than five, restricting restaurant payment and pickup operations and further restricting retail operations.
- New York: After facing pressure from city officials and workers, the state is shutting down all construction except work on infrastructure, healthcare facilities and affordable housing.
The following states are new additions to the the small business assistance programs for businesses impacted by Coronavirus list:
- Arkansas: Gov. Asa Hutchinson has announced that the state will use $12 million from Community Development Block Grants and $4 million from the state’s Quick Action Closing Fund to help small businesses struggling during the outbreak.
- Kansas: Kansas allocated $5 million for the Hospitality Industry Relief Emergency (HIRE) fund to provide bridge loans to businesses in the hospitality industry. The loans are for up to $20,000 at a 0% rate over a period of 36 months.
March 26, 2020
Federal Action:
Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19).
Applicants are encouraged to apply online for a disaster loan. If you do not have access to a computer or smartphone, please call us at 1‐800‐659‐2955 for assistance.
State and Local:
The following states are new additions to our list of stay-at-home, shelter-in-place or non-essential business closing orders:
- Arizona: Gov. Doug Ducey called on the National Guard to distribute groceries and issued three executive orders to stop elective surgeries, to require restaurants to provide dine-out and delivery options only and to delay driver’s license expiration dates to stop the spread of coronavirus.
- Birmingham, AL: The Birmingham Strong Emergency Loan Fund is providing zero-interest, 180-day loans up to $25,000 to small businesses with less than 50 employees.
- Florida: Gov. Ron DeSantis issued an executive order mandating a 14-day self-quarantine or isolation period for travelers arriving from airports in New York, New Jersey and Connecticut.
- Kansas: The Kansas Department of Health and Environment ordered 14-day quarantines for Kansans who traveled to California, Florida, Illinois, New Jersey, New York and Washington, starting March 23. On Monday, Kelly imposed a statewide ban on gatherings larger than 10, replacing an earlier order that limited groups to 50. She also prohibited trash and recycling companies from canceling or suspending services because of non-payment due to the pandemic.
- Mississippi: Gov. Tate Reeves signed an executive order Tuesday that puts new restrictions on gatherings and restaurants in effort to combat the spread of the coronavirus. The order is effective through April 17.
- New Hampshire: Gov. Chris Sununu will place New Hampshire in a “stay-at-home” emergency order Friday. Three executive orders will be released outlining the specifics, which will remain in place until May 4.
- Oklahoma: Gov. Kevin Stitt signed a series of executive orders to prevent the spread of coronavirus (COVID-19). Oklahomans vulnerable to COVID-19 to stay home for the next month. Another closes all non-essential businesses in counties already affected by the virus. Starting Wednesday night at 11:59, all non-essential businesses must close for 21 days in every county where there is a confirmed case of COVID-19
- Texas: Abbott also issued an executive order requiring anyone flying from the New York tri-state area (NY, NJ and CT) as well as New Orleans to Texas must self-quarantine for 14 days.
The following state and local governments have created small business assistance programs for businesses impacted by Coronavirus:
- Atlanta: The Atlanta City Council approved Mayor Keisha Lance Bottoms’ call for a $7 million coronavirus emergency fund that will allocate $1.5 million to small businesses.
- Birmingham, AL: The Birmingham Strong Emergency Loan Fund is providing zero-interest, 180-day loans up to $25,000 to small businesses with less than 50 employees.
- Chicago: Mayor Lori Lightfoot revealed a $100 million Chicago Small Business Resiliency Loan Fund that will provide low-interest loans to the city’s struggling small businesses.
- Denver: The city’s business owners can apply for cash grants up to $7,500 as part of Denver Economic Development and Opportunity’s emergency relief program. Denver Mayor Michael Hancock also announced the creation of a $4 million small business relief fund.
- District of Columbia: Mayor Muriel Bowser’s office announced that applications are open for the D.C. Small Business Recovery Microgrant Program, which makes grants available for workers’ wages and benefits, as well as rent and other operating expenses for businesses and nonprofits. The program is also open to self-employed people and independent contractors. The grants run up to $25,000.
- Florida: The Florida Small Business Emergency Bridge Loan Program is providing loans up to $50,000 with 1-year terms to small businesses with two to 100 employees.
- Iowa: Governor Kim Reynolds announced the creation of an Iowa Small Business Relief Program that will allocate grants ranging from $5,000 to $25,000 as well as tax deferrals.
- Los Angeles: The city’s Small Business Emergency Microloan Program is offering loans ranging from $5,000 to $20,000 with 0-3% interest rates.
- Maryland: The state’s Department of Commerce released two initiatives for small businesses: a $50 million Emergency Relief Grant Fund that offers grant amounts up to $10,000 and a $75 million Emergency Relief Loan Fund that will provide businesses with 50 or fewer employees loans up to $50,000.
- Massachusetts: Governor Charlie Baker announced a $10 million relief fund for Massachusetts businesses affected by the coronavirus. Funds up to $75,000 are immediately available for companies with fewer than 50 full- and part-time employees.
- Michigan: The Michigan Economic Development Corp. received approval to implement a Michigan Small Business Relief Program that will allocate $10 million in small business grants and $10 million in small business loans to local business owners.
- Minnesota: The state’s Department of Employment and Economic Development will be providing interest-free emergency loans ranging from $2,500 to $35,000 to Minnesota-based businesses in need.
- New Mexico: The New Mexico Economic Development Department created the COVID-19 Business Loan Guarantee Program to aid small businesses seeking emergency loans or lines of credit. The program can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.
- New York City: The NYC Small Business Services is offering businesses with fewer than five employees grants to cover 40% of payroll costs for two months. Businesses with fewer than 100 employees and sales decreases of 25% or more will be eligible for zero-interest loans up to $75,000.
- Philadelphia: The city’s COVID-19 Small Business Relief Fund is providing immediate relief to local small businesses in the form of grants and zero-interest loans.
- Portland: Small businesses located in Portland’s Jade District or Old Town Chinatown are eligible to receive support through the city’s $190,000 emergency fund. Asian and Pacific Islander business owners will be prioritized.
- Rhode Island: Governor Gina Raimondo partnered with Microsoft to provide web-based Microsoft Office applications to Rhode Island small businesses for free for six months.
- Sacramento: The city established a $1 million economic relief fund for businesses that provides 0% interest loans up to $25,000 per business.
- Salt Lake City: Business owners based in the area can apply for 0% interest loans up to $20,000 as part of the city’s emergency loan program.
- San Francisco: Small businesses with fewer than five employees are eligible to receive up to $10,000 for staff salaries and rent.
- Seattle: The city’s Office of Economic Development is providing $1.5 million in grants up to $10,000 to small businesses. The mayor is also deferring tax payments for business-owner candidates and will set up a small-business recovery task force.
- Syracuse: The Syracuse Economic Development Corporation created a $500,000 fund to provide zero-percent interest, 180-day emergency loans up to $25,000 to the city’s small businesses.
- Wisconsin: The Wisconsin Economic Development Corp. launched Small Business 20/20—a $5 million grant program that will give companies with fewer than 20 employees up to $20,000.
The following states have instituted shelter-in-place, stay-at-home orders or large gathering bans:
- Arizona: Gov. Doug Ducey called on the National Guard to distribute groceries and issued three executive orders to stop elective surgeries, to require restaurants to provide dine-out and delivery options only and to delay driver’s license expiration dates to stop the spread of coronavirus.
- California: Gov. Gavin Newsom announced a statewide shelter-in-place order Thursday evening.
- Colorado: Gov. Jared Polis has declared a stay-at-home order beginning March 26 and going through April 11. Coloradans must stay at home unless they need to leave for necessary business, according to Polis.
- Connecticut: Gov. Ned Lamont on Friday announced an executive order directing all nonessential businesses and not-for-profit entities in the state to prohibit all in-person functions if they are able to, effective 8 p.m. Monday
- Delaware: Gov. John Carney ordered Delaware residents to stay at home and closed nonessential businesses in the state starting Tuesday at 8 a.m.
- Florida: Gov. Ron DeSantis issued an executive order mandating a 14-day self-quarantine or isolation period for travelers arriving from airports in New York, New Jersey and Connecticut.
- Georgia: Gov. Kemp bans large gatherings, orders shelter in place for ‘medically fragile.’
- Hawaii: Gov. David Ige issued a “stay at home” order for Hawaii residents. The order took effect on March 25 and will last through at least April 30.
- Idaho: Gov. Brad Little issued a stay-at-home order March 25 that went into effect immediately and extends for 21 days.
- Illinois: Gov. J.B. Pritzker on Friday announced a “stay-at-home” order that began Saturday and will last until at least April 7.
- Indiana: Gov. Eric J. Holcomb on Monday told state residents to stay at home starting Wednesday until at least April 7. Other than essential travel, Holcomb is asking “Hoosiers to hunker down.”
- Kansas: The Kansas Department of Health and Environment ordered 14-day quarantines for Kansans who traveled to California, Florida, Illinois, New Jersey, New York and Washington, starting March 23. On Monday, Kelly imposed a statewide ban on gatherings larger than 10, replacing an earlier order that limited groups to 50. She also prohibited trash and recycling companies from canceling or suspending services because of non-payment due to the pandemic.
- Kentucky: Gov. Andy Beshear announced Sunday night that starting at 8 p.m. Monday, all nonessential retail will close to in-person traffic.
- Louisiana: Gov. John Bel Edwards issued a statewide stay-at-home order Sunday beginning at 5 p.m. Monday for non-essential workers and businesses.
- Massachusetts: Gov. Charlie Baker on Monday announced a stay-at-home advisory for all unnecessary activities, starting Tuesday at noon until April 7.
- Minnesota: Gov. Tim Walz signed an executive order Wednesday that directs residents to stay in their homes and limit movement to essential activities.
- Michigan: Gov. Whitmer has issued a “Stay Home, Stay Safe,” executive order for all Michigan residents that will go into effect at 12:01 a.m. Tuesday, lasting for at least the next three weeks.
- Mississippi: Gov. Tate Reeves signed an executive order Tuesday that puts new restrictions on gatherings and restaurants in effort to combat the spread of the coronavirus. The order is effective through April 17.
- New Jersey: New Jersey Gov. Phil Murphy announced Saturday that he would be ordering residents to stay at home, effective at 9 p.m. He also canceled gatherings of any number, including parties, weddings and religious ceremonies.
- New Mexico: Gov. Grisham instituted a stay at home order effective March 24 at 8:00am.
- New York: Gov. Andrew Cuomo on Friday announced that all New York residents must stay home “to the maximum extent possible,” an order that became effective at 8 p.m. Sunday.
- Ohio: Gov. DeWine announced a mandate for its residents to stay at home starting 11:59 p.m. Monday until at least April 6.
- Oregon: Gov. Kate Brown on Friday told residents to stay home, calling the directive “both an order and a public awareness campaign.”
- Pennsylvania: Gov. Tom Wolf ordered all “non-life-sustaining” businesses to close Thursday night
- South Carolina: Gov. Henry McMaster has asked law enforcement to ban or disperse public gatherings of more than three people and urged residents to stay home.
- Vermont: Gov. Phil Scott issued a “Stay Home, Stay Safe” order which directs all in-person operations and nonessential businesses to close from March 25 until April 15.
- Washington: Gov. Jay Inslee issued a “Stay Home, Stay Healthy” order on March 23, requiring Washington residents to stay at home for the next two weeks.
- West Virginia: Gov. Justice issued a “stay at home” order, urging all residents to limit travel outside their homes to essential needs.
- Wisconsin: Gov. Tony Evers ordered residents to stay at home, limiting travel to essential needs like going to the doctor, grabbing groceries or getting medication.
Several states have ordered all nonessential businesses to close, but stopped short of issuing official stay-at-home orders.
These states are: Maryland, Nevada, Virginia and Kentucky.
March 25, 2020
Federal Action:
Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19).
Applicants are encouraged to apply online for a disaster loan. If you do not have access to a computer or smartphone, please call us at 1‐800‐659‐2955 for assistance.
State Action:
New York: Assemblyman Buchwald introduced A 10208, legislation that establishes the coronavirus pandemic small business and not-for-profit organization loan program.
District of Columbia: Mayor Muriel Bowser’s office announced that applications are open for the D.C. Small Business Recovery Microgrant Program, which makes grants available for workers’ wages and benefits, as well as rent and other operating expenses for businesses and nonprofits. The program is also open to self-employed people and independent contractors. The grants run up to $25,000.
The following state and local governments have created small business assistance programs for businesses impacted by Coronavirus:
- Atlanta: The Atlanta City Council approved Mayor Keisha Lance Bottoms’ call for a $7 million coronavirus emergency fund that will allocate $1.5 million to small businesses.
- Chicago: Mayor Lori Lightfoot revealed a $100 million Chicago Small Business Resiliency Loan Fund that will provide low-interest loans to the city’s struggling small businesses.
- Denver: The city’s business owners can apply for cash grants up to $7,500 as part of Denver Economic Development and Opportunity’s emergency relief program. Denver Mayor Michael Hancock also announced the creation of a $4 million small business relief fund.
- Florida: The Florida Small Business Emergency Bridge Loan Program is providing loans up to $50,000 with 1-year terms to small businesses with two to 100 employees.
- Iowa: Governor Kim Reynolds announced the creation of an Iowa Small Business Relief Program that will allocate grants ranging from $5,000 to $25,000 as well as tax deferrals.
- Los Angeles: The city’s Small Business Emergency Microloan Program is offering loans ranging from $5,000 to $20,000 with 0-3% interest rates.
- Maryland: The state’s Department of Commerce released two initiatives for small businesses: a $50 million Emergency Relief Grant Fund that offers grant amounts up to $10,000 and a $75 million Emergency Relief Loan Fund that will provide businesses with 50 or fewer employees loans up to $50,000.
- Massachusetts: Governor Charlie Baker announced a $10 million relief fund for Massachusetts businesses affected by the coronavirus. Funds up to $75,000 are immediately available for companies with fewer than 50 full- and part-time employees.
- Michigan: The Michigan Economic Development Corp. received approval to implement a Michigan Small Business Relief Program that will allocate $10 million in small business grants and $10 million in small business loans to local business owners.
- Minnesota: The state’s Department of Employment and Economic Development will be providing interest-free emergency loans ranging from $2,500 to $35,000 to Minnesota-based businesses in need.
- New Mexico: The New Mexico Economic Development Department created the COVID-19 Business Loan Guarantee Program to aid small businesses seeking emergency loans or lines of credit. The program can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.
- New York City: The NYC Small Business Services is offering businesses with fewer than five employees grants to cover 40% of payroll costs for two months. Businesses with fewer than 100 employees and sales decreases of 25% or more will be eligible for zero-interest loans up to $75,000.
- Philadelphia: The city’s COVID-19 Small Business Relief Fund is providing immediate relief to local small businesses in the form of grants and zero-interest loans.
- Portland: Small businesses located in Portland’s Jade District or Old Town Chinatown are eligible to receive support through the city’s $190,000 emergency fund. Asian and Pacific Islander business owners will be prioritized.
- Rhode Island: Governor Gina Raimondo partnered with Microsoft to provide web-based Microsoft Office applications to Rhode Island small businesses for free for six months.
- Sacramento: The city established a $1 million economic relief fund for businesses that provides 0% interest loans up to $25,000 per business.
- Salt Lake City: Business owners based in the area can apply for 0% interest loans up to $20,000 as part of the city’s emergency loan program.
- San Francisco: Small businesses with fewer than five employees are eligible to receive up to $10,000 for staff salaries and rent.
- Seattle: The city’s Office of Economic Development is providing $1.5 million in grants up to $10,000 to small businesses. The mayor is also deferring tax payments for business-owner candidates and will set up a small-business recovery task force.
- Syracuse: The Syracuse Economic Development Corporation created a $500,000 fund to provide zero-percent interest, 180-day emergency loans up to $25,000 to the city’s small businesses.
- Wisconsin: The Wisconsin Economic Development Corp. launched Small Business 20/20—a $5 million grant program that will give companies with fewer than 20 employees up to $20,000.
The following states have instituted shelter-in-place, stay-at-home orders or large gathering bans:
- California: Gov. Gavin Newsom announced a statewide shelter-in-place order Thursday evening.
- Colorado: Gov. Jared Polis has declared a stay-at-home order beginning March 26 and going through April 11. Coloradans must stay at home unless they need to leave for necessary business, according to Polis.
- Connecticut: Gov. Ned Lamont on Friday announced an executive order directing all nonessential businesses and not-for-profit entities in the state to prohibit all in-person functions if they are able to, effective 8 p.m. Monday
- Delaware: Gov. John Carney ordered Delaware residents to stay at home and closed nonessential businesses in the state starting Tuesday at 8 a.m.
- Georgia: Gov. Kemp bans large gatherings, orders shelter in place for ‘medically fragile.’
- Hawaii: Gov. David Ige issued a “stay at home” order for Hawaii residents. The order took effect on March 25 and will last through at least April 30.
- Idaho: Gov. Brad Little issued a stay-at-home order March 25 that went into effect immediately and extends for 21 days.
- Illinois: Gov. J.B. Pritzker on Friday announced a “stay-at-home” order that began Saturday and will last until at least April 7.
- Indiana: Gov. Eric J. Holcomb on Monday told state residents to stay at home starting Wednesday until at least April 7. Other than essential travel, Holcomb is asking “Hoosiers to hunker down.”
- Kentucky: Gov. Andy Beshear announced Sunday night that starting at 8 p.m. Monday, all nonessential retail will close to in-person traffic.
- Louisiana: Gov. John Bel Edwards issued a statewide stay-at-home order Sunday beginning at 5 p.m. Monday for non-essential workers and businesses.
- Massachusetts: Gov. Charlie Baker on Monday announced a stay-at-home advisory for all unnecessary activities, starting Tuesday at noon until April 7.
- Minnesota: Gov. Tim Walz signed an executive order Wednesday that directs residents to stay in their homes and limit movement to essential activities.
- Michigan: Gov. Whitmer has issued a “Stay Home, Stay Safe,” executive order for all Michigan residents that will go into effect at 12:01 a.m. Tuesday, lasting for at least the next three weeks.
- New Jersey: New Jersey Gov. Phil Murphy announced Saturday that he would be ordering residents to stay at home, effective at 9 p.m. He also canceled gatherings of any number, including parties, weddings and religious ceremonies.
- New Mexico: Gov. Grisham instituted a stay at home order effective March 24 at 8:00am.
- New York: Gov. Andrew Cuomo on Friday announced that all New York residents must stay home “to the maximum extent possible,” an order that became effective at 8 p.m. Sunday.
- Ohio: Gov. DeWine announced a mandate for its residents to stay at home starting 11:59 p.m. Monday until at least April 6.
- Oregon: Gov. Kate Brown on Friday told residents to stay home, calling the directive “both an order and a public awareness campaign.”
- Pennsylvania: Gov. Tom Wolf ordered all “non-life-sustaining” businesses to close Thursday night
- South Carolina: Gov. Henry McMaster has asked law enforcement to ban or disperse public gatherings of more than three people and urged residents to stay home.
- Vermont: Gov. Phil Scott issued a “Stay Home, Stay Safe” order which directs all in-person operations and nonessential businesses to close from March 25 until April 15.
- Washington: Gov. Jay Inslee issued a “Stay Home, Stay Healthy” order on March 23, requiring Washington residents to stay at home for the next two weeks.
- West Virginia: Gov. Justice issued a “stay at home” order, urging all residents to limit travel outside their homes to essential needs.
- Wisconsin: Gov. Tony Evers ordered residents to stay at home, limiting travel to essential needs like going to the doctor, grabbing groceries or getting medication.
March 24, 2020
State Action:
The following state and local governments have created small business assistance programs for businesses impacted by Coronavirus:
- Atlanta: The Atlanta City Council approved Mayor Keisha Lance Bottoms’ call for a $7 million coronavirus emergency fund that will allocate $1.5 million to small businesses.
- Chicago: Mayor Lori Lightfoot revealed a $100 million Chicago Small Business Resiliency Loan Fund that will provide low-interest loans to the city’s struggling small businesses.
- Denver: The city’s business owners can apply for cash grants up to $7,500 as part of Denver Economic Development and Opportunity’s emergency relief program. Denver Mayor Michael Hancock also announced the creation of a $4 million small business relief fund.
- Florida: The Florida Small Business Emergency Bridge Loan Program is providing loans up to $50,000 with 1-year terms to small businesses with two to 100 employees.
- Iowa: Governor Kim Reynolds announced the creation of an Iowa Small Business Relief Program that will allocate grants ranging from $5,000 to $25,000 as well as tax deferrals.
- Los Angeles: The city’s Small Business Emergency Microloan Program is offering loans ranging from $5,000 to $20,000 with 0-3% interest rates.
- Maryland: The state’s Department of Commerce released two initiatives for small businesses: a $50 million Emergency Relief Grant Fund that offers grant amounts up to $10,000 and a $75 million Emergency Relief Loan Fund that will provide businesses with 50 or fewer employees loans up to $50,000.
- Massachusetts: Governor Charlie Baker announced a $10 million relief fund for Massachusetts businesses affected by the coronavirus. Funds up to $75,000 are immediately available for companies with fewer than 50 full- and part-time employees.
- Michigan: The Michigan Economic Development Corp. received approval to implement a Michigan Small Business Relief Program that will allocate $10 million in small business grants and $10 million in small business loans to local business owners.
- Minnesota: The state’s Department of Employment and Economic Development will be providing interest-free emergency loans ranging from $2,500 to $35,000 to Minnesota-based businesses in need.
- New Mexico: The New Mexico Economic Development Department created the COVID-19 Business Loan Guarantee Program to aid small businesses seeking emergency loans or lines of credit. The program can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000.
- New York City: The NYC Small Business Services is offering businesses with fewer than five employees grants to cover 40% of payroll costs for two months. Businesses with fewer than 100 employees and sales decreases of 25% or more will be eligible for zero-interest loans up to $75,000.
- Philadelphia: The city’s COVID-19 Small Business Relief Fund is providing immediate relief to local small businesses in the form of grants and zero-interest loans.
- Portland: Small businesses located in Portland’s Jade District or Old Town Chinatown are eligible to receive support through the city’s $190,000 emergency fund. Asian and Pacific Islander business owners will be prioritized.
- Rhode Island: Governor Gina Raimondo partnered with Microsoft to provide web-based Microsoft Office applications to Rhode Island small businesses for free for six months.
- Sacramento: The city established a $1 million economic relief fund for businesses that provides 0% interest loans up to $25,000 per business.
- Salt Lake City: Business owners based in the area can apply for 0% interest loans up to $20,000 as part of the city’s emergency loan program.
- San Francisco: Small businesses with fewer than five employees are eligible to receive up to $10,000 for staff salaries and rent.
- Seattle: The city’s Office of Economic Development is providing $1.5 million in grants up to $10,000 to small businesses. The mayor is also deferring tax payments for business-owner candidates and will set up a small-business recovery task force.
- Syracuse: The Syracuse Economic Development Corporation created a $500,000 fund to provide zero-percent interest, 180-day emergency loans up to $25,000 to the city’s small businesses.
- Wisconsin: The Wisconsin Economic Development Corp. launched Small Business 20/20—a $5 million grant program that will give companies with fewer than 20 employees up to $20,000.
The following states have instituted shelter-in-place, stay-at-home orders or large gathering bans:
- California: Gov. Gavin Newsom announced a statewide shelter-in-place order Thursday evening.
- Connecticut: Gov. Ned Lamont on Friday announced an executive order directing all nonessential businesses and not-for-profit entities in the state to prohibit all in-person functions if they are able to, effective 8 p.m. Monday
- Delaware: Gov. John Carney ordered Delaware residents to stay at home and closed nonessential businesses in the state starting Tuesday at 8 a.m.
- Georgia: Gov. Kemp bans large gatherings, orders shelter in place for ‘medically fragile.’
- Illinois: Gov. J.B. Pritzker on Friday announced a “stay-at-home” order that began Saturday and will last until at least April 7.
- Indiana: Gov. Eric J. Holcomb on Monday told state residents to stay at home starting Wednesday until at least April 7. Other than essential travel, Holcomb is asking “Hoosiers to hunker down.”
- Kentucky: Gov. Andy Beshear announced Sunday night that starting at 8 p.m. Monday, all nonessential retail will close to in-person traffic.
- Louisiana: Gov. John Bel Edwards issued a statewide stay-at-home order Sunday beginning at 5 p.m. Monday for non-essential workers and businesses.
- Massachusetts: Gov. Charlie Baker on Monday announced a stay-at-home advisory for all unnecessary activities, starting Tuesday at noon until April 7.
- Michigan: Gov. Whitmer has issued a “Stay Home, Stay Safe,” executive order for all Michigan residents that will go into effect at 12:01 a.m. Tuesday, lasting for at least the next three weeks.
- New Jersey: New Jersey Gov. Phil Murphy announced Saturday that he would be ordering residents to stay at home, effective at 9 p.m. He also canceled gatherings of any number, including parties, weddings and religious ceremonies.
- New Mexico: Gov. Grisham instituted a stay at home order effective March 24 at 8:00am.
- New York: Gov. Andrew Cuomo on Friday announced that all New York residents must stay home “to the maximum extent possible,” an order that became effective at 8 p.m. Sunday.
- Ohio: Gov. DeWine announced a mandate for its residents to stay at home starting 11:59 p.m. Monday until at least April 6.
- Oregon: Gov. Kate Brown on Friday told residents to stay home, calling the directive “both an order and a public awareness campaign.”
- Pennsylvania: Gov. Tom Wolf ordered all “non-life-sustaining” businesses to close Thursday night
- South Carolina: Gov. Henry McMaster has asked law enforcement to ban or disperse public gatherings of more than three people and urged residents to stay home.
- West Virginia: Gov. Justice issued a “stay at home” order, urging all residents to limit travel outside their homes to essential needs.
- Wisconsin: Gov. Tony Evers ordered residents to stay at home, limiting travel to essential needs like going to the doctor, grabbing groceries or getting medication.
March 23, 2020
Federal Action:
SBA Response
Economic Injury Disaster Loan Program
Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Click here to apply.
Find more information on the SBA’s Economic Injury Disaster Loans at: SBA.gov/Disaster.
The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
https://www.sba.gov/disaster-assistance/coronavirus-covid-19
Department of Labor Response
The U.S. Department of Labor has issued these resources to help workers and employers prepare for the COVID-19 virus including information on workplace safety, unemployment insurance flexibilities, and more.
State:
The following states have instituted shelter-in-place, stay-at-home orders or large gathering bans:
- California: Gov. Gavin Newsom announced a statewide shelter-in-place order Thursday evening.
- Connecticut: Gov. Ned Lamont on Friday announced an executive order directing all nonessential businesses and not-for-profit entities in the state to prohibit all in-person functions if they are able to, effective 8 p.m. Monday
- Delaware: Gov. John Carney ordered Delaware residents to stay at home and closed nonessential businesses in the state starting Tuesday at 8 a.m.
- Georgia: Gov. Kemp bans large gatherings, orders shelter in place for ‘medically fragile.’
- Illinois: Gov. J.B. Pritzker on Friday announced a “stay-at-home” order that began Saturday and will last until at least April 7.
- Indiana: Gov. Eric J. Holcomb on Monday told state residents to stay at home starting Wednesday until at least April 7. Other than essential travel, Holcomb is asking “Hoosiers to hunker down.”
- Kentucky: Gov. Andy Beshear announced Sunday night that starting at 8 p.m. Monday, all nonessential retail will close to in-person traffic.
- Louisiana: Gov. John Bel Edwards issued a statewide stay-at-home order Sunday beginning at 5 p.m. Monday for non-essential workers and businesses.
- Massachusetts: Gov. Charlie Baker on Monday announced a stay-at-home advisory for all unnecessary activities, starting Tuesday at noon until April 7.
- Michigan: Gov. Whitmer has issued a “Stay Home, Stay Safe,” executive order for all Michigan residents that will go into effect at 12:01 a.m. Tuesday, lasting for at least the next three weeks.
- New Jersey: New Jersey Gov. Phil Murphy announced Saturday that he would be ordering residents to stay at home, effective at 9 p.m. He also canceled gatherings of any number, including parties, weddings and religious ceremonies.
- New York: Gov. Andrew Cuomo on Friday announced that all New York residents must stay home “to the maximum extent possible,” an order that became effective at 8 p.m. Sunday.
- Ohio: Gov. DeWine announced a mandate for its residents to stay at home starting 11:59 p.m. Monday until at least April 6.
- Oregon: Gov. Kate Brown on Friday told residents to stay home, calling the directive “both an order and a public awareness campaign.”
- Pennsylvania: Gov. Tom Wolf ordered all “non-life-sustaining” businesses to close Thursday night
- South Carolina: Gov. Henry McMaster has asked law enforcement to ban or disperse public gatherings of more than three people and urged residents to stay home.
- West Virginia: Gov. Justice issued a “stay at home” order, urging all residents to limit travel outside their homes to essential needs.
March 20, 2020
State Action:
Applies when: An employee is subject to a mandatory or precautionary quarantine/isolation order issued by a duly authorized governmental entity. Based on number of employees as of January 1, 2020.
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- 10 or fewer employees: Employer must grant unpaid sick leave and required benefits for the period of quarantine. Employees eligible for PFL/Disability benefits during period.
- 10 or fewer employees, employer has net income greater than $1m for prior tax year: Employer must grant at least 5 days paid, remainder unpaid sick leave for the period of quarantine. After 5 days, employees eligible for PFL and disability benefits.
- Note that previous section fails to include these high-income employers.
- As drafted, employees receiving more than 5 days are eligible for PFL/Disability during overlap.
- 11 to 99 employees: Employer must grant at least 5 days paid, remainder unpaid sick leave for the period of quarantine. After 5 days, employees eligible for PFL and disability benefits.
- As drafted, employees receiving more than 5 days are eligible for PFL/Disability during overlap.
- 100 or more employees: Employer must grant at least 14 days paid during the period of quarantine.
- Public employers: Employer must grant at least 14 days paid during the period of quarantine – not taken from employees’ accruals.
- Anti-retaliation: Also prohibits discrimination, retaliation, etc. Requires restoration re. position, pay, etc. upon return.
- Carve out: May use accruals or shall receive unpaid time, but no above benefits for those traveling to country with CDC level 2 or 3 notice if:
- Travel was not part of employment, and
- The employee “was provided notice of the travel health notice and the limitations of this subdivision”
- Work from home: Above does not apply to asymptomatic or undiagnosed (with any medical condition) employees who are physically able to work from home during a quarantine.
New York, New Jersey, Pennsylvania, Connecticut Closures
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- NY, PA, CT, and NJ will temporarily close all indoor portions of retail shopping malls, amusement parks and bowling alleys effective 8:00pm on 3/20. This is in addition to the closing of bars, restaurants, gyms, movie theaters and casinos announced on 3/16. Bars and restaurants may still serve take-out and delivery.
New York Orders Nonessential Businesses to Keep 100% of Workers Home
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- Gov. Andrew Cuomo has signed an executive order mandating businesses that rely on in-office personnel to have all of their workers stay home.
- Exemptions will be made for essential service industries, including shipping, media, warehousing, grocery and food production, pharmacies, healthcare providers, utilities, banks and related financial institutions, and other industries critical to the supply chain. Food delivery qualifies as an essential service.
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- The City of Sacramento created a $1 million economic relief fund for businesses affected by COVID-19. The fund will provide zero-interest secured loans of up to $25,000 per business.
- Businesses must meet certain criteria to be eligible for the loan, including:
- Be for-profit, independently owned local businesses (non-profit organizations may apply for funding, but priority will be given to for-profit businesses)
- Have no more than 25 full-time employees
- Be a restaurant, retail, service, or entertainment business with a storefront; or a daycare establishment
- Have a physical establishment within the city of Sacramento (no home-based businesses with the exception of child-care businesses)
- Have a demonstrated hardship due to COVID-19, such as a loss in revenue
- Have written sick leave policies to assist workers impacted by the COVID-19 pandemic Comply with the spirit of the City’s non-discriminatory policy
- Not include a business owner that has previously applied for a zero-interest loan under this program
- Be in good standing with the City of Sacramento (e.g., current on bills, no liens or judgments, etc.)
- Have a current City of Sacramento Business Operations Tax Certificate (BOTC) and have been in operation as of March 13, 2020
