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MicroLOAN SD

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The MicroLOAN offers a 3% fixed-interest rate on up to a 10-year term. Loan amounts vary from $1,000 to $100,000 on projects sized up to $750,000. Any business which has received MicroLOAN South Dakota funds and subsequently derives any portion of their revenue from the previously mentioned activities prior to repaying all principal and interest on their MicroLOAN South Dakota loan, shall be deemed to be in default of their MicroLOAN agreement. Non-profit businesses and agricultural production are not eligible to apply for MicroLOAN funds. MicroLOAN funds may not be used for refinancing purposes.

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